AI accounting
Ask your accounting.
Get the answer right away.
Bilantio reads your invoices, documents and VAT registers. You ask in plain language and get the number plus the document it comes from. No email threads, no waiting two days.
How it works today
A simple question takes two days to answer.
Your data sits in five places
A spreadsheet, an inbox, a folder of receipts, the bank and your firm’s software. None of them talk to each other.
“I’ll ask the accountant”
Every question about a number becomes an email, a call and patient waiting. By then the decision is made on instinct anyway.
Cost invoices get lost in email
A supplier attachment stays in the thread, and the VAT deduction disappears with it.
Surprises at month end
You learn the tax figure exactly when nothing can be done about it.
Your accountant is not slow. Your data simply sits in five places, and somebody has to collect it by hand before anyone can answer.
How it works
Three steps. Two of them happen without you.
01
Documents come in
KSeF, your inbox, a photo of a receipt. You do not have to sort anything.
02
Bilantio reads and files them
OCR reads amounts and counterparty, AI assigns category and VAT rate, the document lands in the register.
03
You ask, it answers
Every answer carries its source — the document and register the number comes from. One click to open it.
Capabilities
What Bilantio does today.
We label clearly what works now and what we are still building. Nothing marked coming soon appears in the demo or in the plan as if it were live.
Issuing invoices
Sales invoices, corrections, recurring invoices and payment QR codes. Reminders go out on their own when a due date passes.
Sending to KSeF
The invoice goes to KSeF right after it is issued, with a reference number and confirmation stored in the archive.
Cost invoices and receipts
Take a photo or forward an email. OCR reads the amounts, AI assigns the category and the VAT rate.
Document archive
Every document in one place, searchable by content, counterparty and amount.
In progress — coming soon
Sign up for one specific module. We will write to you about that module only, when it ships.
Accounting dashboard
VAT registers, JPK_V7M and basic sales and cost summaries in one view.
Check your inbox — we sent a confirmation link.
Questions to your documents
You ask in plain language. You get the answer and the document it comes from.
Check your inbox — we sent a confirmation link.
Bank connection
Live balance over PSD2 and automatic matching of incoming payments to invoices.
Check your inbox — we sent a confirmation link.
Employee expenses
Reimbursement requests, mileage, per diems and company cards in one flow.
Check your inbox — we sent a confirmation link.
HR and payroll
Contracts, time tracking, payroll approval and salary transfers.
Check your inbox — we sent a confirmation link.
Employee portal
Leave requests, payslips and personnel documents without asking HR.
Check your inbox — we sent a confirmation link.
Compliance calendar
VAT, CIT, JPK, ZUS and KRS deadlines, with a reminder before it is too late.
Check your inbox — we sent a confirmation link.
Unusual transaction alerts
A signal when money leaves the account in a way that does not look like a normal month.
Check your inbox — we sent a confirmation link.
AI CFO — the system tells you where to look.
Once bank data is connected, Bilantio starts counting forward, not only backward. This does not work yet — below is what those signals will look like.
Liquidity
58 days
That is how long the cash lasts at the current pace of inflows and costs.
Taxes
≈48,000 PLN
Estimated VAT payable next month.
Payroll
+17%
Payroll cost rose quarter over quarter.
Margin
−4 pts
Gross margin dropped against the six-month average.
Receivables
41 days
Client ABC pays on average 41 days past due.
One email, one module
Want to know when AI CFO starts working?
We write once, when it ships. No newsletter, no drip campaign — and the sign-ups tell us which module to build first.
Confirm your address
We sent an email with a confirmation link — click it and you are on the list.
KSeF compliance
Sending and receiving structured invoices in line with Ministry of Finance requirements.
Data in Poland and the EU
Documents and backups are kept on servers inside the European Union only.
Bank access via a licensed provider
The bank connection will run over PSD2 through a licensed provider — that module is still in progress.
GDPR from day one
Processing agreement, access log and an export of all your data on request.
Pricing
One plan. One price per company.
net · unlimited users and invoices
- Sales invoices, corrections and recurring invoices
- Unlimited KSeF sending and receiving
- OCR for cost invoices and receipts
- Unlimited users
You pay only for modules that already work. New ones arrive at the same price.
Does your accounting firm already use Bilantio?
Then access for your company is included in the firm’s plan — you do not pay twice. Ask your firm for an invitation.
For accounting firms
PLN 500 per month for up to 10 companies, then PLN 50 for each additional one.
See the page for firms →Roadmap
Where this goes next.
No dates. The order depends on what you ask for most — which is why sign-ups for notifications matter to us.
AI CFO
Cash flow forecast, runway, margin shifts and clients who pay late.
Foreign employees
Residence, work permits, A1 — documents and expiry dates in one register.
CRM
Quotes, contacts and the sales pipeline connected to invoices.
Services marketplace
Find a lawyer, an accounting firm or an auditor inside the system.
ERP modules
Inventory, production and orders for companies that outgrew the spreadsheet.
More countries
The same model outside Poland, with local tax obligations.
Frequently asked questions
Does this replace my accountant?
No. Bilantio collects documents, files them and answers questions. Filings and judgement calls stay with your accountant — there is simply less manual work.
How do I know the answer is right?
Every answer shows the documents behind it. If a number looks odd, you open the source and check it yourself.
What if something is missing from the data?
The system says it does not know and shows which document is missing. It does not guess amounts.
Will you migrate my data from my current software?
Yes — we load the export from your current system at setup. The scope depends on the format; we agree on it during the demo.
When will the bank connection be ready?
It is in progress. We do not give a date, because we do not want to miss it. Sign up for a notification in the capabilities section.
Is the data on this page real?
Every figure on this page, in the demo and in the AI CFO cards is sample data. Company names are illustrations only.
Ask your first question — of your own documents.
Invoicing, KSeF, cost OCR and the document archive work today. We will show them on your own documents — 20 minutes, no slide deck.
Change of perspective
Are you an accounting firm?